Borrowing power calculator

This useful calculator gives you an estimation on how much you may be able to borrow and your monthly repayments, based on providing simple information including how much you earn and how much you spend on average. Check out the icon to see how we have arrived at these amounts.

This calculator is designed as an educational tool and outputs are based on the accuracy of the information you provide. Results do not represent either quotes or pre-qualifications for a loan. The amount you can borrow may vary depending on factors including your number of dependants, other debts or liabilities you may have or your verifiable net income. The calculations do not take include any other account fees and charges that may be applicable to your loan. If you borrow more than 80% of the total property value Lenders Mortgage Insurance may apply. For further information or assistance, we recommend you speak to one of our Financial Advisers. The resulting calculations do not constitute a loan application or variation to an existing loan facility, loan offer or loan approval.