Retiring
We take the time to understand your individual circumstances and listen to your retirement goals to help you plan for the future.
Retirement for you could be a long way off, or it might just be around the corner. No matter what stage of life you're currently at, it's never too early to start thinking about how you can make the most of your retirement years.
Retirement planning
Retirement is the time when you can finally relax and pursue the activities that you just don’t have the time for when working.
Regardless of when you choose to retire, it’s best to start thinking now about how you’ll fund your retirement.
Have you thought about the type of lifestyle you’d like to lead when you retire? Will you be travelling the world? Or maybe you’re thinking of downsizing your home? No matter what your intentions are, your Infocus Financial Adviser can help you to achieve your retirement goals to ensure your dreams become a reality.
Aged care planning
We’re all expected to live longer and aged care is becoming an important service that will be used more and more. Before making decisions about aged care facilities for yourself or your loved ones, it’s important to take the time to investigate the options, and associated costs and benefits.
We want to make your money work hard for you. That’s why our expert Financial Advisers can examine your aged care options, costs and estate implications to work out the best strategy for you to suit your personal and financial circumstances.
Centrelink assistance
For some of us, dealing with Centrelink can be a complex and daunting exercise. Understanding the benefits and concessions that are available to you now and in your retirement years can present a challenge.
Ask your Infocus Financial Adviser to check and make sure you are in control and receiving all the benefits to which you are entitled.
Estate planning
Like life insurance, planning for the end can be difficult and confronting. The best way to save your family from emotional and financial hardship, should you pass suddenly or be unable to manage your affairs, is to plan your estate.
Your Infocus Financial Adviser will help you through the important decisions and make sure your assets are distributed according to your wishes. They will also review your estate plan on a regular basis, keeping it up to date through life’s ups and downs like births, marriage and divorce. Your Infocus Financial Adviser will also ensure your estate plan is tax-effective and legally binding.
