Lending Advisory

Like most Australians, you may use an appropriate form of lending to help achieve your goals.

The way you structure your debt can have a significant impact on your overall financial position and how quickly you can achieve your goals.

We help you evaluate lending options that make your mortgage or financial solution work harder for you and your goals.

Your Infocus Lending specialist can help you see what’s possible.

Save on interest repayments
Understand and maximise borrowing capacity
Unlock your equity
Consolidate debt & increase disposable income
Access the right loan products for you or your business


Home & investment loans

Whether you are considering purchasing your first home, upgrading your home, or purchasing an investment property, our experienced team of brokers and lending specialists are here to help you secure the lending solution that supports your overall goals. We’ll guide you through the complete process – from reviewing your current situation and assessing purchase costs and cashflow implications, to comparing suitable lenders and lending products. We also provide access to other specialists such as property advisers, accountants, and financial advisers whose expertise may further enhance your outcomes. Plus, our service doesn’t need to end once your loan has been secured – we offer ongoing advice for debt reduction and an annual loan review.

Refinancing & debt consolidation

We can help reduce interest charges and improve your cashflow through effective refinancing solutions. By consolidating multiple debts into appropriately structured and competitively priced lending solutions, we can show you how to manage your repayments.

Loan review

Most loans involve a long-term commitment and we know that circumstances, interest rates, and loan products can change. We provide a loan review service to help you assess whether your current lender, loan product, interest rate, and loan structure continue to serve your needs. We provide a comprehensive report that includes a rate check, credit score check, property valuations, cashflow review, and the opportunity to review and set new goals.

Business & commercial lending

We have access to a complete range of business and commercial lending products to support your business needs. From commercial loans, property loans, business overdrafts, invoice finance, and lines of credit, we can help you review the options available and broker the most appropriate and competitive solution. Where appropriate, we also work with your business advisor or accountant to help implement any initiatives they may have recommended.

Vehicle & equipment finance

Whether you are looking to buy your first car, a caravan or boat, or are a business owner financing new equipment to expand your business, we can help you find the most suitable lending solution for you. We guide you through all the available options – from leases and hire purchase through to personal loans – and take care of the paperwork too.

SMSF loans

Your financial and tax advisers will help you establish and grow your SMSF investments and based on their advice, we can help structure the most appropriate loan solution. We’re here to support the application process and help you secure a finance solution that will be in your best interests, whether it be residential SMSF loans or commercial property SMSF loans.

Infocus Lending Advisory Pty Ltd ABN 19 134 237 031 and Australian Credit Licence Number 392704, trading as Infocus Lending Advisory, provides all mortgage and lending services.